Alternative Funding Solutions

Bad Credit Business Loans

Funding solutions for businesses with poor personal or business credit. Don't let your credit score hold your business back.

Get Pre-Qualified Today

Can I Still Get Funding With Bad Credit?

Even if your personal or business credit score is low, you may still qualify for funding. Many alternative lenders consider other factors such as revenue, cash flow, and overall financial health, increasing your chances of approval even if traditional banks have declined your application.

What Counts as "Bad Credit"?

Personal Credit Score

300–579

Considered poor or very poor credit range

Business Credit Score

Below 50

Based on business credit reporting agencies

Some lenders evaluate both personal and business credit when considering your application.

Bad Credit Funding Options

Improve Your Chances

  • Provide collateral or a cosigner
  • Show strong cash flow and revenue
  • Correct any errors on your credit report

Rebuilding Credit

  • Pay bills and loans on time
  • Reduce debt levels
  • Keep old credit accounts open
  • Gradually build positive credit history
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Ready to Explore Your Funding Options?

NorthBridge Business Capital can help you find the right solution even with bad credit. Get personalized guidance today.

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No credit pull until you accept an offer. Your information is secure.