Terms & Conditions
Last Updated: January 2026
Agreement to Terms
By accessing or using the NorthBridge Business Capital website and
services, you agree to be bound by these Terms and Conditions. If you
do not agree to these terms, please do not use our services.
Services Description
NorthBridge Business Capital connects businesses with lending partners
to facilitate access to business funding. We are not a lender; we act
as a facilitator to match businesses with appropriate funding
solutions from our network of over 100 lenders across North America.
Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be authorized to represent the business applying for funding
- Provide accurate and complete information in your application
-
Have a legitimate business operating in Canada or the United States
Application Process
When you submit an application through our website:
-
You authorize us to share your information with our lending partners
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Initial pre-qualification uses a soft credit inquiry that does not
affect your credit score
-
A hard credit inquiry will only be performed after you accept a
funding offer and sign documents
-
Submission of an application does not guarantee approval or funding
No Guarantee of Funding
We do not guarantee that you will receive funding or be approved for
any specific amount, rate, or terms. All funding decisions are made by
individual lenders based on their own criteria and underwriting
processes.
Fees
By applying for funding with NorthBridge Business Capital, you agree
to the following:
-
All applications are subject to review and approval by our network
of lenders.
-
Funding amounts, interest rates, and terms are determined by the
lender and your business profile.
-
NorthBridge Business Capital may charge a one-time administration
fee on approved funding deals.
-
Originator fees may be charged at the time of approval to
finalize funding documents.
- No fees are required upfront before approval.
-
All funding offers are subject to applicable laws, regulations, and
lender policies.
-
Clients are responsible for providing accurate and complete
information in their application.
User Responsibilities
You agree to:
-
Provide truthful and accurate information in all communications
- Not use our services for any illegal or unauthorized purpose
- Not attempt to interfere with or disrupt our services
- Comply with all applicable laws and regulations
Limitation of Liability
To the maximum extent permitted by law, NorthBridge Business Capital
shall not be liable for any indirect, incidental, special,
consequential, or punitive damages resulting from your use of our
services or any funding arrangement with our lending partners.
Modifications
We reserve the right to modify these Terms and Conditions at any time.
Changes will be effective immediately upon posting to our website.
Your continued use of our services after any changes constitutes
acceptance of the new terms.
Contact Information
For questions about these Terms and Conditions, please contact us: