Frequently Asked Questions

We provide a wide range of funding solutions including unsecured business loans, business lines of credit, equipment financing & leasing, invoice factoring, bridge loans, and emergency working capital to support your business needs.

Unlike banks, we work with over 100 lenders across North America to find flexible solutions. One application gives you multiple offers, and we focus on your business performance rather than just personal credit. Many businesses get funding banks wouldn't approve.

No. Pre-qualification uses a soft credit inquiry that does not impact your personal credit score. A hard credit check is only done after you sign funding documents.

Applying is always free and comes with no obligation. You only pay once you accept an offer and receive funds.

Many businesses receive funding within 24–72 hours after approval, depending on lender requirements and funding amount.

Yes! Most lenders allow early payout after you've made at least three payments. Early repayment can save you on interest and reduce overall costs.

Businesses across Canada and the USA in most industries can apply. We consider overall business performance, revenue, and cash flow, not just credit score.

Yes. Many lenders in our network consider startups and new businesses. Each application is evaluated individually to find the best fit.

There is no minimum personal credit score requirement for many programs. Lender approval focuses more on business performance and other factors.

Yes. We work with multiple lenders who consider applicants with lower credit scores. Funding is based on your overall business profile.

Typically, we require recent business bank statements, revenue details, and basic business info. Our team guides you through exactly what's needed based on the funding type.